Friday, July 20, 2012

Cheapest auto insurance company? Question | Texas car insurance ...

Cheapest auto insurance company?

Currently have Geico. paying close to 2k / year for auto insurance (full cover).

Can anyone recommend a cheaper insurance company? I have 13 years of driving experience with clean record (not a single traffic violation or speeding ticket)

You can compare quotes from different companies for free at: Usa insurance quotes

There is no ONE insurance company that is right for everyone ? everyone is rated individually ? and all companies have different ?likes and dis-likes?, different credit tiers, different business models, and many other factors that can vary your rate ? and a QUOTE is ONLY a quote until the policy is issued.

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent or broker. Don?t go across town, or to some other city ? look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with ?less than perfect? driving records and specialize in youthful operators!

Most of the replies on this site say ?go to this on-line carrier or that on-line carrier or that 1-800 number? but I?m sure that when you do, you will find some impersonal computer user with a script to work from and you won?t be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps!
call an independent agent in your area and let them quote for you. they write for a lot of different companies and can find you the best rate and company. a lot of people tend to stay with the ?big name? companies, but honestly some of the BEST are ones you may have never heard of. I would rather have a company that stands by me when I need them than one who is on TV.
I will tell you what kind not to get?.AIG

They are not good on paying on accidents.

They are cheap from what I hear but are BAD NEWS
4 years ago
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source: california car insurance

Source: http://www.southernontheinside.com/cheapest-auto-insurance-company-question/

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